MANDATORY LEGAL NOTICE: By using 123talks, you acknowledge and agree to these comprehensive disclaimers and limitations of liability. If you do not agree, you must immediately cease using our services.
Last updated: December 2024 | Effective Immediately Upon Publication
THIS DISCLAIMER CONTAINS BINDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT AFFECT YOUR LEGAL RIGHTS. YOU AGREE TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION INSTEAD OF COURT PROCEEDINGS.
By using 123talks, you voluntarily waive your right to jury trial and class action lawsuits. You acknowledge that you have read, understood, and agree to be bound by these terms as a condition of using our platform.
123talks provides all services strictly on an "AS IS" and "AS AVAILABLE" basis. We make NO WARRANTIES, EXPRESS OR IMPLIED, including but not limited to:
BY USING 123TALKS, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOU USE THE PLATFORM AT YOUR SOLE RISK. You understand that the internet and digital communications are inherently unreliable and subject to disruption, interception, or corruption. You assume all risks associated with your use of the platform, including but not limited to technical failures, data loss, security breaches, and unsatisfactory interactions with hosts or other users.
ABSOLUTE LIABILITY CAP: Under no circumstances shall 123talks' total liability to you exceed FIFTY DOLLARS ($50.00), regardless of the theory of liability.
This $50 limitation applies to ALL claims, including but not limited to:
This limitation applies even if 123talks has been advised of the possibility of such damages and regardless of whether any remedy fails of its essential purpose.
WARNING: 123TALKS AND ITS HOSTS DO NOT PROVIDE ANY FORM OF PROFESSIONAL ADVICE. ANY RELIANCE ON INFORMATION OBTAINED THROUGH OUR PLATFORM IS STRICTLY AT YOUR OWN RISK.
123TALKS IS NOT AN EMERGENCY SERVICE. For medical emergencies, call 911 (US) or your local emergency number. For mental health crises, contact the National Suicide Prevention Lifeline (988) or your local crisis hotline. For legal emergencies, contact law enforcement or emergency legal services.
123talks does not verify professional licenses, certifications, or qualifications of hosts. Hosts are independent contractors who may not possess any professional credentials. Any claims of expertise are personal opinions and not professional certifications verified by 123talks.
YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS 123talks, its officers, directors, employees, agents, licensors, and suppliers from and against ALL claims, losses, expenses, damages, and costs.
This indemnification includes but is not limited to:
This indemnification obligation survives termination of your account and continues indefinitely.
123talks shall not be liable for any failure or delay in performance under these terms due to circumstances beyond our reasonable control, including:
ALL DISPUTES MUST BE RESOLVED THROUGH BINDING ARBITRATION. YOU WAIVE YOUR RIGHT TO JURY TRIAL AND CLASS ACTION LAWSUITS.
By using 123talks, you voluntarily waive your rights to:
123TALKS DISCLAIMS ALL WARRANTIES TO THE MAXIMUM EXTENT PERMITTED BY LAW.
We expressly disclaim all warranties, whether express, implied, statutory, or otherwise, including but not limited to:
You acknowledge and accept all risks associated with using 123talks, including but not limited to risks of financial loss, data breaches, unsatisfactory interactions, technical failures, and any other damages or losses that may result from your use of the platform.
NO REFUNDS WILL BE PROVIDED UNDER ANY CIRCUMSTANCES WHATSOEVER.
Users are solely responsible for monitoring their account balance, credit usage, and payment methods. 123talks is not responsible for unauthorized charges that result from user negligence in protecting account credentials or payment information.
If any provision of this disclaimer is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remainder of this disclaimer shall remain in full force and effect.
This disclaimer and all related disputes shall be governed by the laws of the State of California, without regard to conflict of law provisions. Any litigation not subject to arbitration shall be conducted exclusively in the courts of San Francisco County, California.
Any claim or cause of action arising out of or related to use of 123talks must be filed within ONE (1) YEAR after such claim or cause of action arises, or it shall be forever barred, regardless of any statute of limitations that might otherwise apply.
123talks reserves the absolute right to modify, update, or replace this disclaimer at any time without prior notice. Changes become effective immediately upon posting.
Your continued use of the platform after any changes constitutes acceptance of the modified terms. It is your responsibility to review this disclaimer periodically for changes. We recommend checking this page monthly for updates.
Notice: We may provide notice of significant changes via email or platform notification, but such notice is a courtesy only and not required for changes to become effective.
BY USING 123TALKS, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY ALL TERMS IN THIS DISCLAIMER.
You confirm that you are legally competent to enter into this agreement and that you accept all risks and limitations described herein. If you do not agree with any provision of this disclaimer, you must immediately discontinue use of 123talks and may not access the platform under any circumstances.
This disclaimer represents the entire agreement between you and 123talks regarding limitations of liability and supersedes all prior or contemporaneous communications regarding this subject matter.
For legal inquiries regarding this disclaimer or to serve legal process:
Legal Department: [email protected]
Registered Agent: Corporation Service Company
Legal Address: 123talks Legal Department, 1234 Tech Street, San Francisco, CA 94105
Business Hours: Monday-Friday, 9:00 AM - 5:00 PM PST
Note: Legal communications should be sent to the legal email address. Customer service inquiries sent to legal contacts may experience delayed responses.